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Loan Forgiveness for Teachers
Jill Hare | Editor, TheApple
Oregon
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Loan Forgiveness Low-Income Program
The program is designed to allow loan forgiveness based on poverty rate of schools where teachers are employed and have loans under the Federal Perkins Loan (Perkins)/National Direct Student Loan (NDSL), Federal Family Education Loan (FFEL), and William D. Ford Federal Direct Loan (Direct Loan) programs.
Source: http://www.ode.state.or.us/search/page/?id=1668
Tennessee
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Tennessee Math & Science Teacher Loan Forgiveness
The Tennessee Math & Science Teacher Loan Forgiveness Program provides financial assistance to Tennessee public school teachers seeking an advanced degree in a math or a science, or a certification to teach a math or a science. Loan forgiveness requires employment in a Tennessee public school system two (2) years for each year of the loan funding received.
Source: http://www.tn.gov/CollegePays/mon_college/math_science.htm
Texas
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Student Loan Forgiveness for Teachers
Every year the Texas Education Agency (TEA) produces a list of subject-matter teacher shortage areas and a list of designated low-income schools that are submitted to the US Department of Education (USDE). Teachers with certain types of student loans may qualify for partial loan forgiveness, deferment, or cancellation benefits. Eligibility for these benefits depends on the type of loan the teacher has, the date of his/her first loan, and whether the teacher serves in a designated low-income school or subject-matter teacher shortage area.
Designated low-income schools are those with greater than 30% of enrolled students from low-income families, in districts that are eligible for Title I funds.
Source: http://ritter.tea.state.tx.us/edex/loanforgive.html
Utah
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T. H. Bell Teaching Incentive Loan
The Teaching Incentive Loan (TIL) is funded by the Utah State Legislature. TIL recipients are required to pursue an educator preparation program, obtain educator licensing, and then teach in Utah public schools for a period equal to the time they received assistance. The TIL consists of a waiver (of tuition and fees at the Utah public institutions and $995.00 per semester at private institutions) to be used for a period not exceeding 8 semesters. The program is jointly administered by the State Board of Education and the State Board of Regents.
Source: http://www.schools.utah.gov/cert/scholarships/Scholars.htm
Washington
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Future Teachers Loan Repayment Program
The Loan Repayment program encourages outstanding students and paraprofessionals to become teachers, and assists current teachers in obtaining additional endorsements in shortage subjects.
In return for conditional scholarships or loan repayments, participants agree to teach in Washington K-12 public schools, (usually two years of teaching for each year of funding). Funding is available for approximately 100 recipients in 2009-10.
Source: http://www.hecb.wa.gov/paying/waaidprgm/future.asp
jan59
14 days ago
2 comments
In Florida there is a program, but only if you did not have a school loan balance as of 1998. So.... for those teachers (like myself), who have worked in low income schools for over 20 years, but still have a huge balance, don't get a break. I don't think that is fair. Any ideas?
There is a fairly new program called the Public Service Loan Forgiveness program for teachers. Maybe this will help someone.
neil
18 days ago
10 comments
I have gone through this article and have got these teachers may receive loan forgiveness up to the difference between $17,500 and the amount that had previously been forgiven only if the borrower is otherwise eligible and has five complete consecutive years of qualified teaching service as a highly qualified full-time mathematics or science teacher in an eligible secondary school or a highly qualified special education teacher.
gifts for her
kwiencek
about 1 month ago
4 comments
az should offer something...they don't pay us s{($!!!!
ctauber
3 months ago
20 comments
Birkman, though I agree with you, if everyone who had student loans claimed bankruptcy, the economy would go even further into the toilet. It would be nice if they did something to reward the students who had good grades. Cut us some kind of slack.
ctauber
3 months ago
20 comments
of course my state would not be one of them
AngelNeko
3 months ago
22 comments
I don't know about a state loan forgiveness program in Kansas, but Wichita USD 259 has one. Its called Grow Your Own Teacher and they have info posted on their website usd259.com. They are working with local colleges like Wichita State and Friends University and it pretty much guarantees a teaching position after graduation
SarahLester
5 months ago
2 comments
LA sucks. No forgiveness?
jovick25
5 months ago
2 comments
what happened to Ma. so When I finish school maybe I should move to a state that offers this :(.
airby4171
5 months ago
2 comments
so they dnt offer it at all in SC????
Andrealynn721
5 months ago
2 comments
What about California and what if i am already working in a low income situation for 4 years
osburn40
5 months ago
2 comments
God forgive me, but I DO hate Louisiana.
BryanEaton
5 months ago
2 comments
God I love ohio...
Teddi14
5 months ago
8 comments
I have a squidoo lens about this program at: http://www.squidoo.com/teacher_student_loan_cancellation I will personally be utilizing this program this year.
LMcGarv
5 months ago
54 comments
I'm going to direct my student teachers to this list.
stewarmf
5 months ago
4 comments
I just graduated with a degree in History and Global Studies. I don't want to teach now because I am traveling and want to work for a non-profit. Though I am thinking of getting certified before graduate school. Can I get loan forgiveness for my undergrad if I am not teaching before graduate school? Does this even make sense?